For Insurers

Modern Policy Administration.
Backed by AI.

CloudStream is the policy administration platform for insurers who want to move fast — with AI assistants built in to automate the operational work from day one.

Full policy lifecycle management
AI assistants built in from day one
Enterprise pricing — contact us

The Challenges Holding Insurers Back

Legacy systems and manual processes cost time, money, and market share.

🏚️

Legacy PAS Constraints

Old policy administration systems can't add new product lines quickly. Every change needs a developer. You're launching products 12 months behind market.

🔗

Distribution Complexity

Managing hundreds of broker and MGA relationships across disparate systems. No real-time visibility into distribution performance. Data lives in silos.

📋

Manual Processing Bottlenecks

Policy endorsements, renewals, and claims intake handled manually. Operations teams buried in admin. High error rates. Slow turnaround times.

⚖️

Compliance Overhead

Regulatory reporting across multiple jurisdictions. Manual audit trail assembly. Compliance team stretched thin keeping up with changing requirements.

📱

Poor Digital Experience

Brokers expect modern portals with real-time appetite checking. Policyholders expect self-service. Legacy systems can't deliver either. You're losing distribution partners.

CloudStream: Your Policy Administration Foundation

A modern, cloud-native policy administration system built for insurers who need to move quickly — configure, launch, and distribute new products without a development backlog.

Policy Lifecycle Management

Handle the full policy lifecycle in a single system — from quote and bind through endorsement, renewal, and cancellation. Configurable product rules without code.

  • Quote, bind, issue in one workflow
  • Endorsement and mid-term adjustments
  • Automated renewal processing
  • Configurable rating and product rules
Distribution Management

Give your brokers and MGAs a modern portal experience. Real-time appetite checking, commission tracking, and performance dashboards — all in one place.

  • Broker and MGA self-service portals
  • Real-time appetite and eligibility rules
  • Commission tracking and statements
  • Distribution performance analytics
Policyholder Self-Service

Modern policyholder portal with secure document access, payment management, endorsement requests, and renewal self-service. Reduce inbound call volume significantly.

  • Policy documents and certificates on demand
  • Online payments and direct debit
  • Self-service endorsement requests
  • Renewal acceptance and declination
Analytics & Compliance Reporting

Real-time operational dashboards, regulatory reporting templates, and complete audit trails on every transaction. Close your books faster. Satisfy regulators with confidence.

  • Real-time portfolio dashboards
  • Regulatory reporting templates
  • Full transaction audit trail
  • Customisable data exports and APIs

AI Assistants Built on Top of Your Platform

Once CloudStream is live, deploy AI assistants to automate the manual work — document processing, underwriting support, compliance, and distribution.

Document Intelligence Assistant

Reads and extracts data from policy documents, endorsement requests, broker submissions, and claims intake forms automatically. Validates completeness before anything touches your team.

Deploy via AI sprint →

Underwriting Support Assistant

Matches incoming submissions against your appetite rules. Pre-screens for eligibility. Flags exceptions for underwriter review. Underwriters only see what needs a decision.

Deploy via AI sprint →

Compliance Automation Assistant

Runs automated regulatory checks on every transaction. Generates audit-ready documentation. Flags exceptions before they become compliance issues. No manual compliance review on routine transactions.

Deploy via AI sprint →

Broker & MGA Support Assistant

Validates broker submissions on receipt. Answers appetite queries instantly. Guides brokers to correct incomplete submissions before they reach your underwriting queue.

Deploy via AI sprint →

What Insurers See After Deployment

Faster policy issuance
vs legacy PAS workflows
70%+
Of routine endorsements auto-processed
Without manual intervention
200+
Operations hours freed per month
Per AI assistant deployed
100%
Audit trail coverage
On every transaction

"We replaced a 15-year-old PAS with CloudStream and deployed two AI assistants in the same project. Our underwriting team now processes twice the volume with the same headcount. The broker portal alone reduced inbound phone queries by half."

— Head of Operations, Specialty Insurer

How a CloudStream Deployment Works

We configure and deploy CloudStream around your products and workflows, then layer in AI assistants once the platform is live.

1

Weeks 1–2: Discovery & design

We map your product lines, distribution relationships, regulatory requirements, and integration landscape. We design the CloudStream configuration and AI assistant scope.

2

Weeks 3–8: Platform deployment

We configure CloudStream to your product rules, build your broker and policyholder portals, and integrate with your existing systems — core banking, claims, CRM.

3

Weeks 9–12: AI assistant deployment

We deploy AI assistants on top of the live platform. Document processing, underwriting support, and compliance automation go live. Your team is trained on the full system.

4

Ongoing: Optimise & expand

We monitor performance, tune AI assistant accuracy, and help you expand into new product lines or distribution channels as your business grows.

Enterprise Pricing

CloudStream is priced for insurers — based on your policy volume, product complexity, and distribution footprint.

Custom Pricing for Your Operation

Every insurer is different. We build a pricing model around your policy volume, number of product lines, integration requirements, and the AI assistants you want to deploy. No off-the-shelf tiers.

Contact Us for Enterprise Pricing

We'll respond within one business day with a proposed scope and indicative pricing.

Ready to Modernise Your Policy Administration?

Book a 30-minute platform demo. We'll show you CloudStream running with live AI assistants on real insurance workflows.

No commitment · 30-minute demo · Custom scope included